Visa 與 Artemis 聯合發布智能體支付報告：x402 協議上線一年處理 1500 萬美元交易額，AI 微支付時代加速到來

鏈捕手

07/28

ChainCatcher 消息，Visa 與鏈上數據分析平台 Artemis 此前聯合發布《Agentic Payments from the Ground Up》報告，基於實時鏈上數據對AI智能體支付趨勢進行了量化分析。報告指出，智能商務應分為宏觀交易（AI代理人類完成預訂、訂閱等，適配現有卡體系）與微支付（機器間高頻小額支付，單筆遠低於 1 美元，傳統支付架構難以支撐）。

報告重點分析了兩個「機器原生支付」協議： x402 （由Coinbase、Cloudflare等開發， 2025 年5月上線）截至 2026 年4月21日，經調整後交易額約 1500 萬美元、交易筆數1.096億筆，買方42.2萬個、賣方約 5300 個，活動主要集中在 Base 、 Solana 和 Polygon ，以USDC結算； MPP （由Stripe、Tempo開發，Visa參與， 2026 年3月中旬上線）上線 33 天交易額約2.5萬美元、交易筆數11.5萬筆，同時支持鏈上加密支付和法幣結算。

報告認為AI能力躍升（ 2025 年中Claude 4.5及GPT Codex 5.2發布後）創造了程序化付費需求，疊加區塊鏈結算成本下降，使 1 美分至 1 美元區間的微支付首次具備經濟可行性。目前加密原生協議與卡支付陣營界限正逐漸模糊，但智能體支付仍面臨誤購、對抗性攻擊及責任歸屬等信任挑戰。

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此前聯合發布《Agentic Payments from the Ground Up》報告，基於實時鏈上數據對AI智能體支付趨勢進行了量化分析。報告指出，智能商務應分為</span><strong>宏觀交易</strong><span>（AI代理人類完成預訂、訂閱等，適配現有卡體系）與</span><strong>微支付</strong><span>（機器間高頻小額支付，單筆遠低於</span><strong> 1 美元</strong><span>，傳統支付架構難以支撐）。</span></p>\n<p><span>報告重點分析了兩個「機器原生支付」協議：</span><strong> x402 </strong><span>（由<a href=\"https://laohu8.com/S/COIN\">Coinbase</a>、<a href=\"https://laohu8.com/S/NET\">Cloudflare</a>等開發，</span><strong> 2025 年5月</strong><span>上線）截至</span><strong> 2026 年4月21日</strong><span>，經調整後交易額約</span><strong> 1500 萬美元</strong><span>、交易筆數</span><strong>1.096億筆</strong><span>，買方</span><strong>42.2萬個</strong><span>、賣方約</span><strong> 5300 個</strong><span>，活動主要集中在</span><strong> Base 、 <a href=\"https://laohu8.com/S/HSDT\">Solana</a> 和 Polygon </strong><span>，以USDC結算；</span><strong> MPP </strong><span>（由Stripe、Tempo開發，Visa參與，</span><strong> 2026 年3月中旬</strong><span>上線）上線</span><strong> 33 天</strong><span>交易額約</span><strong>2.5萬美元</strong><span>、交易筆數</span><strong>11.5萬筆</strong><span>，同時支持鏈上加密支付和法幣結算。</span></p>\n<p><span>報告認為AI能力躍升（</span><strong> 2025 年中</strong><span>Claude 4.5及GPT Codex 5.2發布後）創造了程序化付費需求，疊加區塊鏈結算成本下降，使</span><strong> 1 美分至 1 美元</strong><span>區間的微支付首次具備經濟可行性。目前加密原生協議與卡支付陣營界限正逐漸模糊，但智能體支付仍面臨誤購、對抗性攻擊及責任歸屬等信任挑戰。</span></p>\n<p><span><img src=\"https://admin2049.chaincatcher.info/upload/image/20260728/1785236273997-996709.webp\"/></span></p></body></html>","source":null,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Visa 與 Artemis 聯合發布智能體支付報告：x402 協議上線一年處理 1500 萬美元交易額，AI 微支付時代加速到來</title>\n<style 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18:57</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<html><body><p><span>ChainCatcher 消息，<a href=\"https://laohu8.com/S/V\">Visa</a> 與鏈上數據分析平台 Artemis 此前聯合發布《Agentic Payments from the Ground Up》報告，基於實時鏈上數據對AI智能體支付趨勢進行了量化分析。報告指出，智能商務應分為</span><strong>宏觀交易</strong><span>（AI代理人類完成預訂、訂閱等，適配現有卡體系）與</span><strong>微支付</strong><span>（機器間高頻小額支付，單筆遠低於</span><strong> 1 美元</strong><span>，傳統支付架構難以支撐）。</span></p>\n<p><span>報告重點分析了兩個「機器原生支付」協議：</span><strong> x402 </strong><span>（由<a href=\"https://laohu8.com/S/COIN\">Coinbase</a>、<a href=\"https://laohu8.com/S/NET\">Cloudflare</a>等開發，</span><strong> 2025 年5月</strong><span>上線）截至</span><strong> 2026 年4月21日</strong><span>，經調整後交易額約</span><strong> 1500 萬美元</strong><span>、交易筆數</span><strong>1.096億筆</strong><span>，買方</span><strong>42.2萬個</strong><span>、賣方約</span><strong> 5300 個</strong><span>，活動主要集中在</span><strong> Base 、 <a href=\"https://laohu8.com/S/HSDT\">Solana</a> 和 Polygon </strong><span>，以USDC結算；</span><strong> MPP </strong><span>（由Stripe、Tempo開發，Visa參與，</span><strong> 2026 年3月中旬</strong><span>上線）上線</span><strong> 33 天</strong><span>交易額約</span><strong>2.5萬美元</strong><span>、交易筆數</span><strong>11.5萬筆</strong><span>，同時支持鏈上加密支付和法幣結算。</span></p>\n<p><span>報告認為AI能力躍升（</span><strong> 2025 年中</strong><span>Claude 4.5及GPT Codex 5.2發布後）創造了程序化付費需求，疊加區塊鏈結算成本下降，使</span><strong> 1 美分至 1 美元</strong><span>區間的微支付首次具備經濟可行性。目前加密原生協議與卡支付陣營界限正逐漸模糊，但智能體支付仍面臨誤購、對抗性攻擊及責任歸屬等信任挑戰。</span></p>\n<p><span><img src=\"https://admin2049.chaincatcher.info/upload/image/20260728/1785236273997-996709.webp\"/></span></p></body></html>\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":"LU0557290698.USD","symbol_name":"施羅德環球可持續增長基金","start_time":0,"source_url":"https://www.chaincatcher.com/article/2278632","article_id":"2654061640","we_media_id":"1041503808","thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2654061640","pubTimestamp":1785236277,"columns":[],"sourceInfo":null,"weMediaInfo":{"media_name":"鏈捕手","introduction":"链捕手ChainCatcher 成立于 2018 年，是一家领先的中文 Web3 媒体及数据服务商。","home_visible":1,"id":"1041503808","head_image":"https://community-static.tradeup.com/news/64f0784cc29a0d0070f6e968ef6ec7f5"},"summary":" ChainCatcher 消息，Visa 與鏈上數據分析平台 Artemis 此前聯合發布《Agentic Payments from the Ground Up》報告，基於實時鏈上數據對AI智能體支付趨勢進行了量化分析。報告指出，智能商務應分為宏觀交易（AI代理人類完成預訂、訂閲等，適配現有卡體系）與微支付（機器間高頻小額支付，單筆遠低於 1 美元，傳統支付架構難以支撐）。\n\n報告重點分析了兩個「機器原生支付」協議： x402 （由Coinbase、Cloudflare等開發， 2025 年5月上線）截至 2026 年4月21日，經調整後交易額約 1500 萬美元、交易筆數1.096億筆，買方42.2萬個、賣方約 5300 個，活動主要集中在 Base 、 Solana 和 Polygon ，以USDC結算； MPP （由Stripe、Tempo開發，Visa參與， 2026 年3月中旬上線）上線 33 天交易額約2.5萬美元、交易筆數11.5萬筆，同時支持鏈上加密支付和法幣結算。\n\n報告認為AI能力躍升（ 2025 年中Claude 4.5及GPT Codex 5.2發布後）創造了程序化付費需求，疊加區塊鏈結算成本下降，使 1 美分至 1 美元區間的微支付首次具備經濟可行性。目前加密原生協議與卡支付陣營界限正逐漸模糊，但智能體支付仍面臨誤購、對抗性攻擊及責任歸屬等信任挑戰。 ","collect":0,"end_time":0,"defaultTopTitle":"","property":[],"viewcount":null,"language":"zh","relate_stocks":{"LU0557290698.USD":"施罗德环球可持续增长基金","LU0265550359.USD":"BGF SYSTEMATIC GLOBAL ENHANCED EQUITY YIELD \"A2\" (USD) ACC","IPAY":"移动支付ETF-PureFunds","TRUF":"VanEck Financials TruSector ETF","FNCL":"Fidelity MSCI Financials Index ETF","LU2023250843.SGD":"Allianz Thematica Cl AT Acc H2-SGD","LU0476273544.USD":"CT (LUX) I GLOBAL TECHNOLOGY \"BU\" (USD) ACC","LU0320765059.SGD":"FTIF - Franklin US Opportunities A Acc SGD","LU0061474960.USD":"天利环球焦点基金AU 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